We’re Moving In Together, But Are We Covered? Insurance Answers for Unmarried Couples
According to statistics from the National Survey of Family Growth, over the past 30 years more and more people live with someone with whom they have a relationship with prior to or instead of getting married- including about half of all men and women under 44 in the most recently available data. No matter the reason, living with your partner when you aren’t married can present some unique (but not impossible!) challenges to making sure you both have the right insurance coverage to protect your belongings and your liability.
Boom: Understanding Discontinued Operations Coverage
As a homebuilder, you spent your life making sure the work you did was safe and sufficient. Every year you purchased a commercial general liability (CGL) policy just in case. You made it many years with no claims and want to reward your good work with a much deserved and overdue retirement in where else? Florida.
It’s Daynin’s seventh birthday party. She peers into a corral her father built. But it’s empty … she thought there might be a pony waiting inside to complete the farm at her Texas home. But it looks like her dog, duck and chickens will have to wait until another day for a pony to join them.
Women's Guide to Insurance
The environment in which women now live, work and care for their families is much different from previous eras. Women juggle many roles: career, marriage, motherhood, caregiver to aging parents. And, even in dual income families, women still handle major responsibility for household management.
An Insurance Umbrella is For Every Day of the Year
What are the odds that someone who trips and falls down your front steps will sue for anything less than several hundred thousand dollars? Does “slim to none” come to mind?
Power Struggle: The Cost of Electrical Surge
Your family is forced to stay home due to the big storm hovering over the house. The comforting sounds and bright screen of your 52” LCD television eclipses the noise from outside. Then it happens: Just as you’re about to discover who gets voted off the island, your family is startled by sudden darkness.
The damage caused by the March 2011 earthquake and tsunami in Japan caught the world by surprise. The devastation was indescribable at the local level. Also shocking were the resulting losses by businesses thousands of miles from the wreckage—losses suffered due to an interrupted supply chain.
Hot Dogs and Sparklers and Starbursts, Oh My!
Family Members: What You Auto Know
Those that design personal auto insurance policies learned years ago that folks living in the same house will take turns driving the family cars. That’s why auto insurance policies are designed to provide coverage not just for the person specifically named on the policy (you) but also your spouse and family members.
Two-and-a-half-year-old Jeremiah suffers from spinal muscular atrophy. When his mother heard about the Make-A-Wish Foundation, she knew…this is what her son needs. She recognized the emotional healing power of making his wish come true. She understood how it could bring him comfort, despite living with around–the–clock nursing care. Jeremiah’s wish for a bedroom makeover continues to change his life today.