Terms and Conditions

Bell Insurance Solution, LLC — SMS Terms & Conditions

Important information for your use of our website.

1. Program Description

Bell Insurance Solution, LLC offers informational and customer-support text messages related to insurance services, including policy reminders, appointment confirmations, coverage information, billing notices, renewal alerts, and customer service communications (the “Program”).

Program Name: Bell Insurance Alerts

Program Type: Informational/Customer Support only. Promotional or marketing messages are sent only if the user has explicitly opted in for marketing messages via a separate consent checkbox.

Message Frequency: Varies based on customer interaction; generally 1–10 messages per month

Message & Data Rates: May apply

Carrier Disclaimer: Wireless carriers are not responsible for delayed or undelivered messages.

2. Opt-In Consent

By opting in, you agree to receive SMS communications from Bell Insurance Solution, LLC at the mobile number you provide. Consent is not a condition of purchase.

You may opt in through:

Online forms at

Checking a consent box during quote or account creation

Texting a keyword (e.g., JOIN or START) to 618-882-7194

Verbal consent (recorded or logged)

Paper or digital forms that include SMS consent language

“The opt-in form where customers subscribe to SMS must display a link to our Privacy Policy and these SMS Terms & Conditions near the consent checkbox.”

Sample Consent Language: “By providing your mobile number, you agree to receive recurring informational text messages from Bell Insurance Solution, LLC. Message & data rates may apply. Reply STOP to cancel, HELP for help. Privacy Policy: https://getbellinsurance.com/privacy-policy/.”

3. Opt-Out Instructions

You may opt out at any time by texting STOP to 618-882-7194. Accepted opt-out keywords: STOP, END, CANCEL, UNSUBSCRIBE, QUIT.

STOP Confirmation Message: “Bell Insurance: You have been unsubscribed and will no longer receive messages. Reply START to rejoin.”

To re-subscribe, text START to 618-882-7194.

4. HELP Instructions

For help, text HELP to 618-882-7194.

HELP Response: ““Bell Insurance Solutions: Need help? Contact or call 618-882-7194. Msg & data rates may apply. Reply STOP to cancel.

Terms & conditions: https://getbellinsurance.com/terms-and-conditions/
Privacy Policy: https://getbellinsurance.com/privacy-policy/

Charges & Wireless Carriers

Message and data rates may apply for both incoming and outgoing messages. Check your mobile plan for details.

Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages. Delivery depends on your carrier network and coverage.

5. Supported Carriers

Major U.S. carriers are generally supported, including Verizon, AT&T, T-Mobile and others. Carrier participation may vary at any time without notice.

6. Prohibited Content & Usage

SHAFT content: Sex, Hate, Alcohol targeting minors, Firearms, Tobacco/Vape

Fraudulent, deceptive, or abusive messaging

High-risk financial scams or phishing

Content violating federal/state telecom laws (TCPA, CTIA)

Malware, harmful links, or deceptive URLs

Bell Insurance may suspend messaging for violations of these rules.

7. Privacy & Data Handling

Your personal data is handled according to our Privacy Policy: https://getbellinsurance.com/privacy-policy/. We may use your mobile number for: message delivery; consent verification; customer support; and required record retention. We do not sell, rent, share, or transfer your mobile number to third parties for their marketing or messaging purposes.

8. Consent Records & Revocation

Bell Insurance Solutions, does not use purchased lists, rented lists, scraped phone numbers, or third-party databases for SMS messaging. All recipients provide direct consent.

9. Message Types & Frequency

Appointment scheduling or confirmations

Quote status updates

Billing reminders

Policy notices & renewal alerts Customer service communications

Frequency varies based on your engagement.

10. Security & Link Safety

Bell Insurance uses secure, branded links whenever possible. Always verify links before clicking and contact support if unsure.

11. Device Requirements

A text-capable mobile device

A supported wireless carrier

An active mobile service plan

12. Program Modifications

We may modify, suspend, or terminate the SMS Program or these Terms at any time. Updated terms will always be available at https://getbellinsurance.com.

13. Disclaimers & Limitation of Liability

The SMS Program is provided “as is” without warranties of any kind. Bell Insurance Solution, LLC is not liable for delayed or failed message delivery, network issues, or any indirect, incidental, or consequential damages related to the Program.

14. Indemnification

You agree to indemnify and hold harmless Bell Insurance Solution, LLC from claims arising out of your use of the SMS Program, violation of these Terms, or breach of applicable laws.

15. Governing Law

These Terms are governed by the laws of the State of Illinois. Any disputes will be resolved in courts located in Madison County, Illinois.

16. Contact Information

Bell Insurance Solution, LLC
SMS Support: 618-882-7194
Email:
Website: https://getbellinsurance.com
Privacy Policy: https://getbellinsurance.com/privacy-policy/
Address: Bell Insurance Solution, LLC, Our Maryville, IL Office, 2 Oak Dr. Suite A Maryville, IL 62062, USA

Short Disclosure (for opt-in forms):

“By subscribing, you agree to receive recurring informational text messages from Bell Insurance Solution, LLC at 618-882-7194. Message & data rates may apply. Reply STOP to unsubscribe, HELP for help. Consent is not required to purchase.
Terms & Conditions: https://getbellinsurance.com/terms-and-conditions/
Privacy Policy: https://getbellinsurance.com/privacy-policy/.”